Student loans help you pay for college now, with repayment starting later.
CCBC participates in federal student loan programs to help students cover the cost of their education. Loans must be repaid with interest, usually starting six months after graduation, withdrawal or dropping below half-time enrollment.
You may be eligible for federal student loans—including Direct Loans, Parent PLUS Loans and loan consolidation—as well as private loans. Learn more about each option below.
These loans are available to eligible students enrolled at least half time (6 credits or more).
There are two types:
These loans are available to parents of dependent undergraduate students to help cover education costs not met by other aid. Interest begins accruing when the loan is disbursed.
Consolidating your federal student loans can simplify repayment by combining multiple loans into one. It may also provide access to additional repayment or forgiveness options.
Private loans are credit-based, non-federal student loans offered by banks or private lenders. These loans can help cover education expenses not met by federal aid.
Students may choose to borrow private loans, and we encourage you to research your options carefully to find a loan that fits your needs and financial situation. You can review private educational loans that CCBC has certified in the past using our ScholarNet database.
When comparing private loan options, consider:
These loans are available to eligible students enrolled at least half time (6 credits or more).
There are two types:
These loans are available to parents of dependent undergraduate students to help cover education costs not met by other aid. Interest begins accruing when the loan is disbursed.
Consolidating your federal student loans can simplify repayment by combining multiple loans into one. It may also provide access to additional repayment or forgiveness options.
Private loans are credit-based, non-federal student loans offered by banks or private lenders. These loans can help cover education expenses not met by federal aid.
Students may choose to borrow private loans, and we encourage you to research your options carefully to find a loan that fits your needs and financial situation. You can review private educational loans that CCBC has certified in the past using our ScholarNet database.
When comparing private loan options, consider: